“I can’t say enough good things about Seth Chalnick.  I have bought and sold quite a few homes over the last thirty years and no one has even come close to proving the service, knowledge, attention to detail, and follow through that he provided during our transaction.

When we first listed the house with him he said, “If you always tell the truth,  you will never have anything to worry about”.  Those words stuck in my head!

He was always available to answer our questions and provide us with his professional opinion through out the entire process.  More than being a fantastic realtor,  he is simply a very good person.  Seth is someone you can totally trust!

I feel like I made a good friend during this process and I wish him and his family the best of luck.”

-Roy S.

“You are a ROCKSTAR and thank you for everything.  We ended up with a smooth transaction and people who love the house.  Very happy.”

-Dirk A.

“Yipeeee!!  Thanks for everything!”

-Jaime P.

“My wife and I just bought our first house. We were looking to buy in north county and we decided to hire Seth because he specializes in the area and because of all the good reviews on yelp. Our experience with Seth was overwhelmingly positive. I literally could not ask for anything more in a real estate agent. Every step of the way it was obvious that Seth was putting our interests ahead of his own.  I say that because he could have saved  himself weeks of work by talking me into buying any one of a number of houses before we finally found the perfect one. For some of the houses we saw at the beginning, he could’ve told me “this is a great deal and if you pass it up you won’t find another one like it” and convinced me to buy. Instead, he pointed out flaws in some houses that I was really interested in that in some cases led me not to buy them, which made him have to put in weeks of extra work while we continued searching for the right place. The house we ended up buying was about 30% UNDER budget, which meant he got 30% less commission than he would have with some other houses we were looking at. But he was 100% supportive of our decision to buy the house that we ended up buying. Again, he easily could have talked us into buying a different, more expensive house, but he obviously cared more about making sure we were happy with our purchase than maximizing his commission.

To sum it up, Seth is the kind a guy who, if he found $10,000 in a briefcase in an alley and no one was watching, he would spend the rest of the day looking for the guy who lost the briefcase so he could give the money back.

OK, back to me: the house we ended up buying was not in North County, but it was clear to me that Seth’s expertise in real estate is not limited to North County, because he did a phenomenal job in helping us make the decision to buy the house we did. Even though he lives in Cardiff, he had absolutely no problem driving down to the house we bought a number of times to meet with us and various inspectors to ensure that it was all in good condition. In fact, he is the one who recommended the various inspectors and set appointments with them. In some cases when I couldn’t make it, Seth actually met with inspectors without me. When we did discover that there were some problems with the plumbing, Seth make sure that we got a substantial credit from the seller, which ultimately reduced the price that we paid for the house.

Seth was always available, even on nights and weekends. There were times when we would talk or text at 10:00 or 11:00 at night. When I sent a text or an email at night, I would always make it clear that I didn’t expect a response until the next day, but he would invariably get back to me right away.

On another note, I am generally very wary of online reviews, and before we hired Seth I wanted to make sure that we got the best real estate agent, so I did quite a bit of diligence to make sure that all of Seth’s  reviews, which are glowing, were also authentic. They all are. Everybody who posted a review of Seth on Yelp has posted a bunch of other reviews that are spaced out over a long period of time and the accounts that they used to post the reviews were created long before they reviewed Seth.

Seth has my full and unconditional  endorsement and I would recommend him to anyone buying a house anywhere in San Diego.”

-Ian P.

“I’ve worked with Seth for quite a few years now and I keep coming back because there simply is no equal in the Real Estate business.  He helped my wife and I purchase our very first home and our first investment property.  He made us feel comfortable and confident in all our decisions and we couldn’t be happier.  Seth has also helped us refinance our mortgages of which we just concluded another successful transaction.

My wife and I both always look forward to working with Seth.  The purchasing and financing process with Seth’s team is a straightforward, honest and simply enjoyable experience every time.  He is running an amazing business and it stands out.  I’ve now expanded my real estate experiences around the country and in doing so it has made me appreciate what Seth does all that much more.  He truly is one of a kind.”

-Charlie K.

“My husband and I have bought and sold several houses on both coasts. I can say without a doubt that Seth Chalnick is the best real estate agent ever. We decided that we had enough of condo living and decided to buy a house. Quite by accident, we found Seth. Once we met him, we were excited to start this new chapter of our lives. We quickly found a house and made an offer. Thanks to Seth’s attention to detail a major defect was noted and corrected before the sale went through. He even handled our financing which made everything so much easier for us.

We listed our condo in La Jolla with him earlier this year. After some stumbles related to some interesting potential buyers, the condo sold. We truly appreciated that Seth was thorough, patient, positive, and responsive to us and the buyers throughout the entire process. There were times that I thought that I would lose it, but Seth’s calm reassurance was so appreciated.

We like and trust him so much that we are now using him to refinance our loan on the house. If you are looking for an honest, knowledgeable, caring, positive real estate broker, Seth is your man.”

-Kay B.

“It was an unbelievably great experience working with Seth and his team to buy our home. His professionalism, integrity and communication are top notch. He’s fun to work with but he’s also aggressive in all the right ways and at the right times. I couldn’t believe how much time he spent in communication with us. We felt 100% supported. Seth brings tons of compassion, experience, and energy so he can navigate challenging situations with grace. Previously, we bought and sold real estate in the Bay Area and had high expectations for a realtor. He surpassed all of them. If you want to buy and sell real estate in San Diego county, especially North County, look no further. He also has a delightful office in a wonderful Cardiff location. It’s all about Shoreline Properties! I’m a big fan!”

-Shira K.

“Seth helped my wife and I buy and sell our first home, and we couldn’t be happier with our decision. When buying our house back in 2014, he spent a lot of time showing us many different places and was patient until we finally found the right place. Once we did, he helped us quickly submit an offer with the key strategy to winning over the sellers in a multiple offer situation. I appreciated his willingness to walk us through the entire buying process in great detail, always ready to answer all of our questions. I especially liked that he walked me through every line item of the financials so I could really understand what our money was going towards in the purchase. He also helped us refinance within the first year to drastically lower our interest rate.

Once we needed to sell a few years later there was no doubt we were going back to Seth. He had great marketing, photos, and advice on staging our place to make it look fantastic. He was also willing to try something different and aggressive with our listing that worked out great. We got multiple offers the weekend we listed, and despite our first buyers backing out for no apparent reason, he ended up bringing us a significantly better offer than the first just a few days later, with a quicker close. Outside of his expertise as a realtor, Seth is a trustworthy and genuinely great guy, and we really enjoyed our time working together.”

-Kristin & Scott M.

“Seth, It was pleasure working with you on snapping up this house. It is indeed killer, and so tailored to Bow, James, and our family’s needs while we plan for our eventual move back. Docusign was easy. Very trippy buying a home from literally half a world away.”

-Keith E.

“Seth is a gem! His integrity, energy, and experience were evident from the day we met him.

Seth consistently went above and beyond to help us find and purchase the right house. He listened to what we wanted, counseled us to wait until we found it, and then nailed the purchase and 30-day closing. He also took the time to educate us about buying in CA, as we moved from out-of-state. And, he did it all with the coolest, friendliest attitude.

This was not our first time buying a house, but it was certainly our best experience. I’ve already recommended Seth to others and will continue to do so. I cannot image working with a better real estate professional!”

-Teresa & Jim D.

“I would recommend Seth over and over to anyone who is serious about selling their property. His easygoing, friendly and 100% honest demeanor made our initial meeting so easy when discussing things like asking price, expectations, and pros/cons of our property.

He worked so hard creating our listing descriptions, selecting photos and marketing our property just right…as a result, we had multiple offers on our Carmel Valley townhome – one over asking price – on the very fist day our listing went live. We could not have been happier.

Throughout the following 5 weeks (that’s how long it took to close – 5 weeks from listing date to closing date), he was our trusted advocate. Seth went to bat for us and truly was our ideal agent.

Should we ever return to Southern California, he will be the only real estate agent we contact. Thanks Seth! You and our teamwork on this made a potentially uncomfortable experience a lot more enjoyable!

-Wendy & Sascha F.

“Great agent. Great friend. My decision to work with Seth Chalnick is the best decision I made during my hunt for a new home. He is very knowledgeable of the San Diego housing market, and even more so of the closing process. I love the way Seth treated both me and my fiancee. He is respectful of his clients’ needs and is always willing to provide advice.

Seth’s knowledge and skill really comes to the forefront when the closing process begins. He always made sure we were two steps ahead for qualifying, borrowing and closing our purchase and it made a world of difference during close. Even 3 months after close, Seth always makes himself available to answer my questions even though there’s no monetary gain in it for him.

I would recommend Seth to anyone looking to buy a home – and not just in the Encinitas area. I purchased in Rancho Penasquitos will definitely call Seth if I ever find myself in the market again. He was instrumental in helping me find the balance, enthusiasm, and patience necessary to find my dream home and I am convinced that I got my home 5% below market because of his great support and advice.

You cannot go wrong by calling Seth – even if you just want to pick his brain about the market.”

-Eric C.

“Seth was personable, a dogged worker, intelligent negotiator and all-around great Realtor. He helped us buy a new house and sell our old one. Totally thrilled with both outcomes and will recommend him to anyone who asks.”


-Alex & Beth R.

“We had the pleasure of meeting Seth several months ago at his Real Estate Office in Cardiff by the Sea. We approached him again recently when we decided to try and re-finance our home to a better rate. From beginning to end of the process Seth kept us totally informed.

What was particularly impressive was his professionalism and his personal attention to us throughout. The process was extremely fast and inexpensive due to Seth securing us funds against the closing costs. We are now happily in a new mortgage with a much better rate and monthly payment. I will not hesitate to use Seth again for all our family’s Real Estate needs – buying, selling, and mortgages. He is the best!”


-Julie & Michael C.

“My wife and I have been looking to buy a single family home in Encinitas for the past two years. As first time home buyers, we were very cautious and skeptical about realtors, but Seth Chalnick at Shoreline Properties, exuded professionalism, knowledge of the area, and most importantly HONESTY. He worked with us tirelessly, for over a year, to help us find the perfect house within our means, and now that we are moved in, we both know that this could not have happened with any other realtor.

Seth truly looked out for our best interests, and in looking at many places, would be the first to point out things that he thought we might find issues with. He was not in it for the quick buck, but rather for ensuring that we found the exact house we were looking for….which we did!!

In addition to helping us find our house, Seth also handled the mortgage side for us. Our friends and family warned us to shop around for additional rates, which we did. In the end, Seth BEAT all the other quotes that we got, and we can’t tell you how much time and hassle he saved us by providing both aspects of this transaction.

We would HIGHLY recommend Seth to anyone in the market for a house!”

-George & Jamie R.

“We really appreciate all your help and support throughout this adventure. This could not have been possible without you! We are definitely going to have you manage the property for us, and look forward to continuing to work with you over the coming years.”


-Diane & Edward H.

“Seth’s attention to detail, strong negotiating skills and expertise in real estate as well as loan processing was critical in making my first-time home buying experience a successful one. He was truly a partner from beginning to end – he listened and created a plan based on my needs, provided excellent counsel when asked and walked me through every stage of the process. I am so happy to have worked with Seth as his leadership and no pressure approach was the perfect fit for me – I’m looking forward to building lots of good memories in my new home!”


-Navjot R.

“Dear Seth, I am writing to thank you for all the heart and hard work you put into the successful sale of my house. You are “motivation” in human form. Your knowledge of today’s real estate market, and of our current financial markets in general, is truly stellar. I have no doubt that it’s because of your caring, hard work, and motivation that my house sold so fast and didn’t linger on the market. Again, thanks–and I don’t need to tell you to keep up the good work–it goes without saying that that is what you will do.”

-Patricia H, Concord, California
(formerly Encinitas!)

“Seth, I really appreciate everything you did to help us sell our house. I spoke with Teresa tonight after receiving your card and we both feel like you did everything and we just signed a few papers, from the comfort of our home in most cases. I will recommend to anyone who will listen to use you as an agent next time they want to buy or sell a house. Thank you so much for making this truly painless.”

-Mike & Teresa M.

“Working with Seth to find our first home has been wonderful. His professionalism and experience lent itself to our case, and was the sole reason our deal was completed. Our particular experience in finding a first home was not the smoothest with no fault to Seth, we know if he had not been our agent we would have given up long ago. His upbeat attitude and ridiculous work ethic kept our spirits up while searching for the perfect home. His team of professionals worked through the holidays to accomplish a most difficult purchase in a very limited amount of time. Seth presided over every step in the process all the while keeping us informed. Our home had to be closed within two short weeks during the holidays for the fear of losing the deal. Seth and his team stepped up to the plate, put in extra hours and saw to it that everything got done as needed. When the time comes to sell our home and find a new one, we will only have one choice in an agent. We highly recommend Seth to anyone looking to buy a home.”

-Kyle & Chinh H.

“My wife and I are first time home buyers and out of towners, and with Seth’s knowledge of the area and his extensive experience, he helped us find our perfect home! He gave us his honest opinions, informing us of all the positive and negative characteristics of homes we looked at… truly a buyer’s advocate. We felt that Seth really cared for us, and shared our joy in finding our perfect home. We felt that he wanted the best for our situation and lifestyle, and we’re extremely happy to have worked with Seth.”

-Adam & Carol R.

“Seth was fantastic in helping us find a house and settle in Del Mar. We knew from the moment we talked to him that he really knows what he is talking about and he understood exactly what our requirements were without wasting our time. We appreciated how he knew the right questions to ask, with the intension of safeguarding us, and at the same time he was absolutely transparent and honest about the pros and cons of every house. After the house was selected, he made sure that all the necessary paperwork was done and signed by both parties in time and because of him, we have moved in exactly on the date we wanted. It’s been a really smooth process and my family and I were really happy to relax with the confidence that our needs and requirements were being looked at. Apart from his professional experience and competence, he is also a very friendly guy with whom you can talk very easily. Having said that, I have no hesitation in recommending Seth if you are thinking in moving to California. You can be sure you will be well taken care of.”

-Francisco & Ines d.C.

“Thank you so much for all of your time, e-mails, phone calls and visits that have made this new home possible. We have enjoyed working with you. It is going to be a great home for Jon and Liz. Please stay in touch.”

-Rick, Mara Lee, Jon and Liz O.

“Your help and persistence is much appreciated. Also would you be interested in helping one of Bart’s collegues find a house in Del Mar- he is coming over in a month’s time. Can I pass your details on?”


-Bart & Gemma J.

“Thanks again for all you help through this difficult process. We certainly couldn’t have done it without you.”


-Charlie K. & Lydia B.

“Seth, Ron is going to be calling you or feel free to call him. He wants to buy a house next to his as an investment.”


-David P.

“Thanks for all the help on the condo – Thanks for being straight with me through the whole process, and hopefully this is only the beginning of our working relationship.”


-Clifton M.

“Seth not only has the skillset to understand real estate in this area, he has a solid understanding of the technical side of real estate and financial markets that many agents just dont “get”.

Even more impressive though, is his honesty and integrity. During the course of our house search, Seth stopped my wife and I from making a decision that would have made him money, but eventually would have been a bad decision for us. Many agents would have selfishly encouraged us to make a deal, but Seth was honest enough to let us know he did not think it was good for us.

I will always appreciate and respect him for the way he handles business. I recommend him to anyone looking for an agent with honesty and integrity.”


-Chad & Karen P.

“Allan & I want to thank you for taking the time to meet with us. You were so helpful and informative and you really helped us see what options lay before us. We simply cannot thank you enough and appreciate your help. Looking forward to seeing you a gain soon! With warmest regards,”

-Tracy & Allan D.

“Thank you so much for showing us the house today, even though it didn’t work out, I’m very pleased that the three of us were able to meet.

David and I feel that you will be a great Realtor for us, and we appreciate your knowledge and honesty of the whole process. We will absolutely be working with you in a few more months, when Dave returns, and will definitely recommend you to our friends out here.

It made me feel so much more relaxed about the process to know that you are sincere in your effort to find us the right house, in the right place, at a price we can afford. It means so much to us that you’re willing to “go the distance,” to be cliché, and I’m really happy that the listing agent for that house wasn’t available, and I was able to get in touch with you!

Have a wonderful holiday with your family, we’ll be in touch!”

-Lena & Dave P.

“To Whom It May Concern: In September of 2008, a time when our nations economy was still involved in its ill-fated free fall, I had the good fortune to encounter an honest man. I had been saving money for some time in the hopes of owning a home again. But as house prices were reducing, mortgage rates were inclining. When I met Seth Chalnick, he advised me to wait… He recognized that there would soon be a time when pricing and financing were both to be at their best margins for a buyer. Seth helped me review local inventories of homes, in the exact areas I wanted, for 4 months. During that time I did see homes I wanted to buy and Seth respectfully recommended waiting as he knew I could (and would) be able to get better value for my investment. He was right on. Seth helped us find a great home, at a great price, but he wa also very helpful on the financing side… to put it simply, the man knows all sides of his trade well. During the purchase period he worked day and night, weekends, and during a vacation to negotiate a deal. He was a better partner than we could have hoped for! If you would like to hear more on my experience, contact me at (ask for phone number). Thanks Seth! “


“I highly recommend Seth Chalnick to anyone thinking of buying or selling property. Not only is he a great guy with a beautiful family, he is also very knowledgeable and professional. Even though I bought a lower priced condo, Seth made me feel as if I were his most important client. He always returned e-mails and phone calls promptly and, because he also handled the loan for me, I knew I was getting the best rate and loan preparation. Being able to take care of all the paperwork right in Seth’s office made efficient use of everyone’s time. Thanks for all your hard work, Seth!”

-Ellen Spencer

“Seth, glad to see you on SeekingAlpha (on 12/12/08). I actually met with you a couple years back, thinking about purchasing a house. You were the only person who actually was willing to talk to me without rose-tinted glasses on. I even remember you bringing up a few points from this article in our conversation, but mainly touching on Subprime. Didn’t know you were a SeekingAlpha fan! Good job staying relevant in these trying times. Cheers!”

-Clifton McGraw

“My wife and I have purchased and sold three homes in San Diego County and have refinanced at least 5 times. In dealing with all the agents, escrow companies, and various entities of the mortgage process we have had only two of these processes done timely, efficiently, and with all funds being disbursed properly. Both of these times have been with Seth Chalnick. Thank you Seth and thanks to your team.”

-Ray Moore

“I want to sincerely thank you for your time, patience, and hard work in my search to find the perfect house. Picking out a first home is not a simple task and I just wanted to let you know how comforting and easy you made the entire process. I have had many friends tell me about their horrible experiences and the stress that it put upon them. I feel very lucky to have found such a confident and detailed agent, and I truly look forward to working with you again in the future. If you ever need to use me as a referral, always feel free to put my name out there.”

-Micheal Shy

“I would like to thank you for your outstanding and attentive service in my recent refinance transaction. While I had contemplated refinancing several times over the past year, I thought my existing loan had the best rate I could get. I am very impressed with your analysis of my financial situation and the recommendation you came up with to help me maximize and bring flexibility to my cash flow as I start my new business. As a repeat customer, I am once again extremely satisfied and look forward to referring future satisfied customers to you. My Sincerest Thanks!”

-Sean O’Neill

“Seth was very helpful to us with the refinance of our house. We went into it with very little experience and Seth had the patience and knowledge to explain any questions we had and made sure we fully understood the outcome of any decision we had to make. Also, any time we needed to call him he was there with the answer and if he didn’t have the answer right away he got it in a very timely fashion. All of the effort he put into our refinance was very much appreciated and I would recommend Seth to anyone.”

-Jeff Brown

“I’m writing you this short letter because I want you to know how much I appreciate your unusual skills in crafting the perfect home mortgage loan for me. The knowledge and competence you displayed while helping me to clear up erroneous credit bureau items was nothing short of unbelievable. Never have I experienced a loan agent perform so diligently on my behalf. Your attention to detail and your constant and timely contact with me during the process was unparalleled in my 50 yrs of real estate loan experience.”

-Donald Foley

“I recently purchased my first home and I must say I was terrified at the prospect. Numerous people had told me different horror stories about mortgage companies charging hidden fees, not securing competitive rates, closing costs being too high, agents not concerned with the customers best interest, the process took to long, stress, stress, stress! I can honestly say I have no idea what those people were talking about. Because of Seth’s complete understanding of the mortgage, real estate business, and customers needs he made the process almost too easy (for me at least). Combining the real estate and mortgage process together we were able to secure a GREAT rate and submit offers based on those rates with a single call. Not to mention that Seth and his crew made themselves and their offices available whenever necessary. When I decide to sell my home or purchase another one there is no question that I will be calling Seth, he was truly there for me. To Seth and the rest of the crew you guys are the best!”

-Kevin Mitchell

“Jerome and I want to thank you for all your help with our refinance. We really appreciate the extra mile you went to get us just the right loan program. Thanks for all your help and know that we will refer you to all our friends. Wishing you the very best in the coming year”

-Crystal Miller

“Thank you for all the hard work. We love our new home so much. We wish you and your the best Christmas!”

-Matt and Leilani Truman

“Just wanna say thank you for all your help and patience in explaining things to me. God Bless!!”

-Nancy Mae

“We just wanted to say thank you so, so much for all your help and hard work in getting us into our new home. You’ll always be our #1 recommendation to any friends buying a place.”

-Rachael and Cameron McDonough

“I just wanted to say thanks for all your great advice. Talk to you in October.”

-Christine Runyan & Eric Acosta

“I want to express my deepest thanks for your help in finding my husband and myself a home, as well as helping us obtain a good mortgage. You continually conducted yourself very professionally, as well as personally. You were never unavailable to answer any questions I may have had. You are extremely knowledgeable in your field and I would recommend anyone I know to contact you for any needs others may want met. It was with no hesitation that I recommended my son and his fiancée to you. As a result, they are currently in a beautiful new first home. Thank you again for all your help. We will come to you again and again, whenever the need arises, as I personally trust no one else. It is hard to find people like yourself who care, and continue to stay in touch after the sale is over. Keep up the good work!”

-Cathy McMorrow

“You did a spectacular job with our sale. Even as the buyer’s broker, we felt that you were the best broker WE HAD. I’m certain the sale wouldn’t have closed with anyone else.”

-Dan and Debra Sheils

“What’s going on? Long time no see. So it is actually a good thing that you called because I have been meaning to email you for awhile now and let you know that I moved. I still have the condo but I am currently renting it out. It sounds like things are going good for you down there. That’s great. I will hopefully be in need of your services again sometime in the next year. When I move back, and if the finances work out, I might want to get another place and keep one of them as a rental unit. Anyway, talk to you later”

-Rick Loss