2135 Montgomery Cardiff by the Sea CA 92007 CLOSED
MLS# NDP2108462 photo #1 MLS# NDP2108462 photo #2 MLS# NDP2108462 photo #3 MLS# NDP2108462 photo #4 MLS# NDP2108462 photo #5 MLS# NDP2108462 photo #6 MLS# NDP2108462 photo #7 MLS# NDP2108462 photo #8 MLS# NDP2108462 photo #9 MLS# NDP2108462 photo #10 MLS# NDP2108462 photo #11 MLS# NDP2108462 photo #12 MLS# NDP2108462 photo #13 MLS# NDP2108462 photo #14
888 sf
5,227 lot
09/17/21: Sold in 16 days for $975,000, 40.0% below ask
7/20/21: 1,625,000 Original List Price
1,098 Days on Market
Virtual Tour

Single Family Residence
Neighborhood View
1 Parking Garage Space
Y Fireplace
In Garage Laundry Location
R-1:SINGLE FAM- Zoning
Unknown Neighborhood
Street Lights Complex/Park
$0 Total Fees/mo (HOA and/or Mello)
NDP2108462 MLS

A true classic beach cottage located in the ‘Walking District’ of Cardiff-by-the-Sea, and just blocks to the renowned Cardiff Town Center, coveted beaches, top dining, shops, and more! This single story bungalow features two bedrooms and one full bath in the primary residence. The unpermitted garage conversion offers an additional 1 bed, 1 bath addition. A charming white picket fence, beautiful green lawn, vegetable garden, flower beds, and salty ocean breeze makes this a great primary residence or coastal investment property. The previous owner split the lot, establishing CC&Rs between this property and the property to the east, classifying them as “condominiums” with some restrictions.

No additional information on record.

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Subject Property
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Listing by Neda Nourani - Compass

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Seth Chalnick
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Sales History:
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Sold Comparables:
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Location Bed Bath SqFt Price
1745 Ruthlor 3 2 1223 $1,995,000
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Monthly Payment:
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20% Down Conventional
Price $1,625,000
Down Payment% 20.0%
Down Payment$ $325,000
Loan Amount $1,300,000
Term (years) 30
Interest Rate
Principal & Interest
Property Tax $1,490
Home Insurance $200
Total monthly fees (HOA and/or Mello) $0
Estimated Total Payment/mo
Property Tax Deduction
Housing Amount You Pay Now
Relative additional expense/savings
3.5% FHA
FHA Unavailable for this price point
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